Quote:
Originally Posted by retiredguy123
Wait a minute. Aren't you the OP? I don't think your issues with Citizens First are serious enough to change banks. The 3-day wait for incoming money is pretty typical, and the $2K limit on transfers can be solved with a little creativity. One way would be to just have money transferred directly into Citizens First initially instead of into the MA bank.
I use Truist Bank because they offer a VISA credit card, so I can make payments by just transferring money from one Truist account to another. I don't use banks for investments, just for cash flow.
|
Yes I’m the OP. I was just being sarcastic if not funny. I’ve seen 3 day waits with other banks but the wait included both banks. In Citizens First they take the money immediately and hold it for 3 days. So my money is in neither account for 3 days. That’s bogus. Doesn’t mean much to one person but they are making 3 days interest on every similar transaction.
Most options have been covered in the 7 pages. I’m just not a fan of the way they handle transfers. Will I change banks? Maybe. Will see how it goes. I usually prefer credit unions.