Talk of The Villages Florida - View Single Post - Recent buyers - contigencies
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Old 01-12-2024, 05:40 AM
frayedends frayedends is offline
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One contingency that is usually accepted (at least up here in MA) is a mortgage contingency. The buyer will have a pre-approval at the time of accepted offer. But there is a contingency that the mortgage has to be fully approved (clear to close). Sometimes crap happens and the mortgage falls through.

My guess is that if you can't get an insurance binder then the mortgage won't be approved so you sort of have that contingency built in. Of course, if this is a cash deal that isn't applicable.