We bought a concrete 2/2 CYV with cost totally in mind. Presently our home in Alabama is siding, and although siding is nice also, it does not have the benifits of concrete. Yes, concrete has to be painted, every 5 years on the average, we have to wash our siding annual to keep it clean and mildew. Siding can and does get holes in and have to be replaced, which can run into money since after several years it it harder to get just one or two strips of siding, you have to buy the whole case, and then store the unused. But the concrete is quieter, saves money by keeping inside temp more stable so your heat pump does not run as much, and you save on your home owner insurance.
These are the reasons we decided for our final home to be concrete.
Where are you from in PR? I go down regular as I have two units at Fort Buchanan, and at Camp Santiago near Ponce.
Army Guy
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Scouts Out!!!! 
NJ, PA, NC, AL, Germany, etc, etc and finally The Village of Bonita.
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