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Originally Posted by Sandy and Ed
Yup. Exactly what they should do. And use inspectors that can’t be bought by roofing companies or home owner. I’m not saying all the roofing companies are scammers. This is not an issue unique to Florida. Our over-50 in Bucks County PA has same problem. Home owner brags about zero dollar roof replacement via insurance and then neighbors step up to the plate. It’s a fraud, period and two parties are involved
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Progressive, my insurance company, did require inspection by their chosen inspector. He did a thorough, time-consuming inspection and determined I needed a new roof. It was 12 years old. Therefore, at least in my case, insurance companies aren't just taking the homeowner's word for needing a new roof.