You guys are the best! Thanks for all the replies - very helpful info from very nice people. We were at TV last year and my husband fell in love! I am somewhat reserved on the privacy issue. We did have lots of fun there and everyone we spoke to was so forthcoming and friendly! Maybe I'm used to the "Yankee stoicism" up here in the frigid (snowing now) northeast. We look at TOTV all the time and have learned so much. I'm amazed at how much everyone loves the lifestyle there. We are so determined not to be sedentary in retirement that it seems to be the perfect place!! Thanks again to you all!