Try AAA
I switched to AAA a few years back (old company stopped writing in FL) for home, auto, and umbrella. They beat the previous company. PLUS, after having about a year, I had wind damage on my 11 year old roof) and they replaced with no problems. I shop around every year but they have been competitive. I use Progressive for golf cart insurance. Had them quote the other just a few months back and they were way over AAA. I am a AAA member for many years but did not "see" where that got me anything.
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