[Rainger99]

Originally Posted by charlie1

Recieved the renewal of my homeowners insurance today. Premium went down $100 annually from last year which surprised me. Upon review, the reason for the reduction is that there is now a deductible for roof materials equal to 2% of the home insuranced value. The deductible does not apply if there is a total loss to the property, if the roof has been punctured (example: falling tree), if damage is the result of a hurricane, or if less than 50% of the roof is repaired. Has anyone seen this type of deductible before? They give you the option of rejecting the deductible by signing a statement rejecting it.

Article on the change of law.

New rules for Florida Homeowner's insurance on roofs - Honor Services