I had to care for my mom who had Alzheimers after my dad died unexpectedly. It taught me some important lessons. 1. Get and keep long-term care insurance (I was in my mid-50s).
2. Make a plan to enter a facility at a specific age if I find myself alone.
3. Protect my assets in advance as every state has a look-back period for Medicaid (which is the one that would pay for long-term care once a person qualifies, not Medicare).
|