Thanks for this question and the replies. Very informative! We are new to FL as of 11/2022, and apparently our State Farm agent automatically added UM to our auto policy on a 20 y/o Honda Odyssey. We were wondering why our insurance was so high on such an old vehicle when we have no collision or comprehensive, and annual mileage set at lowest number allowed since it’s infrequently driven here. Turns out our UM was almost $500 annually. Since we have great Medicare + supplement plan G coverage, we just canceled the UM.
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