Quote:
Originally Posted by PurePeach
I’ve had them for 2 years. I have a claim going on now for a leak in my shower floor (possibly pan; will know for sure when tile is removed). They are only going to pay for the actually damaged areas — shower floor, pan, and 24 inches up the wall of the shower. Since it is totally tile and can’t be matched it all has to come out, so we have to pay for the rest of the work. I don’t know if this is the way all insurance companies are as we have never had a problem like this before. But, the insurance is reasonable and saved us a bunch of money when we switched; it did go up about $600 the second year after their intro rate.
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If the leak was caused by shoddy construction or deterioration dye to age, I don't understand why an insurance company should pay a claim at all.