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Originally Posted by Gladys Turnip
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Okay, this is really good. That is, like the OP, I also kept hearing about the "roofing scam" and wondered how it worked. And this explanation from Randall55 is excellent, thank you.
But my question is this phrase is Randall55's explanation: "a new roof paid in full by the insurance company."
WHY would the insurance company pay for a new roof without confirming that the roof was in fact damaged? With automobile collision damage the insurance company sends out an adjuster to evaluate the claim. Wouldn't the insurance company do the same thing with an alleged damaged roof? Could someone please explain this. Could the insurance companies really be that dumb? And finally, once this scam became widely known, couldn't (wouldn't) the insurance company put a stop to it by starting to send out adjusters to confirm the damage? Thanks for any insights you might have.
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After a roofing company told me I needed a new roof, My insurance company sent out an independent adjuster from Orlando who went over the roof live with my insurance adjuster remotely.