Quote:
Originally Posted by Nacoma
Here’s the real problem with the roofing scams. In my opinion it’s often not the fault of the homeowner (who wouldn’t want a free roof?) or roofing company scamming homeowners by claiming they need a new roof when they really don’t. The blame is squarely on the insurance companies for choosing not to pay for legal fees to fight theses lawyers the roofing companies have hired. The insurance companies have chosen to just pay for the new roofs and pass the expense off to all of us homeowners by upping our premiums. Insurance companies will always take the least expensive option on any matter when deciding to honor any claims including unfair claims. Rather than paying for expensive legal fees fighting cases they often choose to just pay and pass the expense off to the homeowner by raising insurance premiums. SO; by THEIR DECISIONS ALONE not to to pay for litigation and fight such faults claims as the roofs in Florida your premiums go up or in some cases they just fold up and and move on refusing to operate in your home state anymore.
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You are, unfortunately, spot on. We, the home owner, are the point of least resistance. I’m blessed having USAA but wonder what will happen when I truly need a new roof. Will they hike my rates? Drop me?? Thus far I’ve told all those scam roofing companies (represented by clean cut nicely attired young men) to pound sand when soliciting me for a new roof. Maybe USAA will break the mold and go after them? I think not