Quote:
Originally Posted by Gladys Turnip
&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&
Okay, this is really good. That is, like the OP, I also kept hearing about the "roofing scam" and wondered how it worked. And this explanation from Randall55 is excellent, thank you.
But my question is this phrase is Randall55's explanation: "a new roof paid in full by the insurance company."
WHY would the insurance company pay for a new roof without confirming that the roof was in fact damaged? With automobile collision damage the insurance company sends out an adjuster to evaluate the claim. Wouldn't the insurance company do the same thing with an alleged damaged roof? Could someone please explain this. Could the insurance companies really be that dumb? And finally, once this scam became widely known, couldn't (wouldn't) the insurance company put a stop to it by starting to send out adjusters to confirm the damage? Thanks for any insights you might have.
|
The scammers know which insurance companies will pay for an entire roof without argument. They also know which companies will send out an adjuster. In this case, they tell the homeowner, sorry, I spoke to your agent they are not going to cover the entire cost. So, give them a call and we will repair your roof. This way, there will be no cost to you. OR, if a roofing company is desperate for work, they climb back on the roof and cause damage themselves. When the adjuster comes, he sees damage to the roof. Then agrees to pay. This is the reason the roofer asks for your insurance information. You could easily call but he wants to know how to proceed with the scam. Once they know your provider, they finish with your roof before leaving. The scam is good to go!
Like you and I, these guys have bills to pay. They cannot afford to go for months without a roofing job. So, they create the jobs themselves. 5 or 6 roofs in one neighborhood gets their bills paid and then some.