It’s a scam started by insurance companies about 5 years ago. When your roof is 15 years old, your insurance goes up because of the age of your roof - no matter that it’s a 25-30 year roof. Homeowners got tired of this scam and found a way to make insurance companies pay for their capriciousness. There is no more wear on your roof down here from the heat and the wind (in the middle of the state) than up north with the heat, wind and freezing.
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