Quote:
Originally Posted by Nacoma
Here’s the real problem with the roofing scams. In my opinion it’s often not the fault of the homeowner (who wouldn’t want a free roof?) or roofing company scamming homeowners by claiming they need a new roof when they really don’t. The blame is squarely on the insurance companies for choosing not to pay for legal fees to fight theses lawyers the roofing companies have hired. The insurance companies have chosen to just pay for the new roofs and pass the expense off to all of us homeowners by upping our premiums. Insurance companies will always take the least expensive option on any matter when deciding to honor any claims including unfair claims. Rather than paying for expensive legal fees fighting cases they often choose to just pay and pass the expense off to the homeowner by raising insurance premiums. SO; by THEIR DECISIONS ALONE not to to pay for litigation and fight such faults claims as the roofs in Florida your premiums go up or in some cases they just fold up and and move on refusing to operate in your home state anymore.
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Politely disagree and I was in the biz. Have relative who specializes in filing homeowners' claims. Person claimed he had roof damage and claimed that roof needed to be replaced ($8,000 roof) Insurance company investigated and believed that the claim was not covered. Homeowner hired my relative to file suit. Homeowner/attorney proved claim. Insurance company paid for the roof(8K plus interest)their attorney costs(about 50K) and homeowners attorney(200K). Laws have been changed but still favor the insured.