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Originally Posted by charmed59
I’ve been a full time resident here in the Villages for 6 years and am looking to turn into a snowbird.
For those who go back and forth, how do you manage Health care? I have doctors here, but I’m aging into Medicare so I’m need to chose a Medicare plan. The popular plans don’t seem to work outside of central Florida. I’d like to have most of my planned medical care, including my primary at my summer home.
Are there Medicare plans that work anywhere in the US? Or do I pick a plan that works in my snowbird state and then just use regular Medicare here? I do have the option of holding onto my federal retirement medical insurance. Can I use that as backup for Florida in case of emergencies while I’m here in the winter?
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Probably need a supplement plan, G is probably the most popular. I will be getting it thru Florida Blue. Also, some hospitals do NOT take Medicare advantage ie. Mayo Clinic in Jacksonville. Also, if you have any history of illness, switching from advantage plans to supplemental requires a medical check and if you are already diagnosed, you may be declined causing more out of pocket having to stick to the advantage plans.
I have been researching this for months now as my wife is a cancer patient at the Mayo Clinic..