[CoachKandSportsguy]

For all the people who talk about house appreciation, or fear of buying at the top, or overpaying, homes are shelter costs. They aren't investments. Part of the issue right now for all these highly appreciated houses is that the home owner's insurance is catching up, making the everyday cost much more expensive, as well as the particulars of the area increasing the occurances. If housing prices outpace general inflation, being offset by goods in the calculation, and then insurance catches up at the accelerated rate, everyday living becomes more expensive than their fixed income appreciation. . .

Like some people just don't want to buy a house and enjoy it in their life's sunset, but want the ego stroke of cost and value comparison with their neighbors. . . . as if in the end they can take something with them. . . .

"S/he who dies with the most expensive toys WINS!"