Quote:
Originally Posted by BrianL99
There are really 2 choices in the Medicare world.
"Managed healthcare", where a provider manages your healthcare. An insurance company, who is in business to make a profit, is making your healthcare decisions.
Or "Self managed", where you yourself, directs your healthcare to your benefit.
It's a very simple equation. Who should be in charge of one's healthcare? A corporate entity, whose goal is to make profits or one's self, who's goal is to stay healthy and live a long and prosperous life?
Or, we could look it at another way. Name ONE "advantage" a Medicare Advantage Plan offers over a Medicare Supplemental plan, that isn't related to costs or "freebies".
It's a no brainer, unless financial constraints force you into a Medicare Advantage plan.
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We're on AARP UHC Advantage and love it. They have a huge nationwide network so it travels with you. We needed that since we're snowbirds.
We did a ton of research and even talked with people on this plan, which I doubt you did. We even talked to SHINE, they said it was a very good option for us. It's also highly rated by Medicare.
We love the wellness benefits as well.
You're painting with a broad brush, and you're not fully informed.
All advantage plans differ by a lot.