[jrref]

Thanks for all the replies.

So, they do make fire rated attic stairs. One I saw in Home Depot is around $800 just for the ladder and the ladder is wood. If you want a metal ladder from the same company then it's $1080. All the rest of the attic stairs they sell are not fire rated. I'll bet most people have the non-fire rated ladder installed in their garage. The fire rated ladder has a thicker wood cover with some insulation and a better gasket to seal out smoke.

What surprises me is I purchased my home 2 years ago and I had it inspected. My neighbor sold his house and the new people had it inspected. In both cases the non-fire rated attic stairs never came up as a violation. Also, a popular attic stair company, Majic stairs, has no information about fire ratings on their stairs and they are installing all over the Villages.

So now the question is who installs fire rated attic stairs? If I'm going to spend the money, I want it done right.