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Originally Posted by OrangeBlossomBaby
It's a crappy plan. The basics are covered, I have to pay $85 per treatment, test, and specialist visit, and I have to keep paying that until I've hit $9700 out of pocket. That's just for me. Hubby has his own $9700 out of pocket, so the family benefit doesn't begin until we've eaten through $19,400 combined.
It's a Florida Blue bronze POS. And yes we're low income - not poverty though, or else we'd qualify for Medicaid. Last year the exact same plan was $187 premiums every month. I don't know why it went down so much this year but I'm not complaining. The year before, we were paying $267/month for a Silver plan.
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Amazing. I also have Florida Blue Bronze plan. $15,828/ month, single coverage, no significant health issues, $7,200 deductible and about $13,000 out of pocket max. Prescription meds run another $40/mo. Over the past 9 years I've put in about $110,000 into health insurance premiums and received back about $1.98 in benefits. Bottom line---better to be the insurer than the insured. At least I only have to pay April and May and then I'm on Medicare.