Talk of The Villages Florida - View Single Post - Medicare Supplement - Do Networks Apply?
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Old 02-28-2024, 11:52 AM
rustyp rustyp is offline
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Quote:
Originally Posted by BrianL99 View Post
No they don't "differ by a lot". They all have the exact same premise. The Insured doesn't get to control their medical services, the Insurer does and they're a profit making entity.

Advantage Plans are cheaper & give away "freebies" as you mentioned.

The fact that SHINE said "they're a very good solution for you, doesn't make them better or even equal to Medicare + a Supplemental. It means that in your particular financial/health position, it's a good option.

They're a cost based solution, for folks trying to save money. There's nothing else anyone needs to know about them.


Most likely when you disclose to Shine your employer is paying for your supplement as part of your retirement package they will probably recommend medicare plus a supplement.