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Originally Posted by biker1
Just in case you didn't realize, all of the Supplemental Plans are identical in terms of coverage. In other words, one insurance company's Plan G is identical to another insurance company's Plan G. The cost, however, will vary. In addition, some of the insurance companies may allow you change from one plan to another (say move from Plan G to Plan N) without going through underwriting. For example, UHC in Florida allows this.
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As I understand them, you're correct in all the plans are comparable. That said, not all plans are available in all states. Some states limit the Medicare Supplemental Plans that can be sold in their state.
In Massachusetts, there are only three plan types available: Core, Supplement 1 and Supplement 1A. There are other states (I believe) with similar standards.
To take it a step further, there are some regional agreements of some sort in place, for adjoining states. I had MA Medicare Supplemental and when I moved to NH, I was allowed to keep my MA Part A&B, but not Part D.