Quote:
Originally Posted by SusanStCatherine
To answer your original question, I believe getting regular Medicare with a Medigap policy, you will have a much wider network than you currently have. Medicare is widely accepted. I currently have Florida Blue from the healthcare exchange and almost no decent providers accept it. I asked my providers if they accept Medicare and they all do. And some providers I am trying to get in to see say they take Medicare. Hope this helps.
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Maybe almost no decent providers accept -your- plan. But FloridaBlue PPO marketplace (Bronze, Silver, Gold) plans have a nationwide network and MOST providers accept MOST FloridaBlue PPO plans. The HMOs are extremely limited.
Using the FloridaBlue provider directory /without/ logging in with my user name, I had no problem finding a dermatologist in Connecticut that accepts FloridaBlue insurance. Why? Because FloridaBlue is just Florida's Blue Cross Blue Shield affiliate.
But as I said - an HMO will be limited only to an exclusive list of providers and specialists, even if it's a national insurance company like BCBS. If you have a PPO, you'll have no trouble finding a doctor, group, specialist, hospital, that accepts FB. However, because of shortages of physicians, they might not be accepting new patients. But if they accept new patients, chances are they'll accept your insurance.