Vystar CU has coin machines in their lobbies. I haven't used them so I don't know if there is a surcharge or not. I know some coin machines will give full value if you select an electronic gift card. There was one near our house in Virginia that had Amazon cards. Since we buy stuff from Amazon, it seemed like the best option. The machine's website listed what gift card options were available at different locations. In the last four years, I have probably only gotten a handful of coins so not a problem any more.
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