Maybe. AARP UHC for Sumter County (and probably other counties in Florida or all of Florida) allows you to switch Supplemental Plans without underwriting. Perhaps this has changed in the last year but it was true about 1 year ago as my wife switched from Plan F to Plan G. Our broker, who has been reliable to date, told us she would warn us if UHC was going to change their policy regarding switching Plans without needing to go through underwriting.
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Originally Posted by SusanStCatherine
My broker told me that I probably cannot switch between Medigap plans (like switching from plan N to plan G) not even within the same Insurer. So basically you are stuck with the plan you pick your first year for the rest of your life. The one exception is leaving medigap to join an Advantage plan at any time. So when you reach Medicare you are thrown back into the preexisting conditions that the ACA was meant to protect. SMH
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