I believe T V is allowing palms to be removed but you are supposed to have one tree on every lot as the developer planted per PUD state requirement (you know trade for stripping land to nothingness like they do for the $$$). An oak would require ARC apprival particularly if over 4" trunk diameter is my understanding.

Palms are considered weeds in South FL. Oaks provide
oxygen palms not so much so South FL is planting more TREES like oaks now.