Quote:
Originally Posted by retiredguy123
I would just correct something about what your agent said. Your car is already covered by your collision and comprehensive coverage. As far as mental anguish and "pain and suffering", if you want coverage for these, you better buy several millions in UM coverage because you will need a good lawyer to sue your insurance company and collect on it. If you only buy $100K to $200K, like most people do, a good lawyer would not even take the case.
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It seems like more people here I've heard of are injured in golf cart accidents than car.
They get hit by a car and thrown out or make a hard turn and throw a passenger not wearing a seat belt head first into the curb.