Quote:
Originally Posted by Rainger99
I have Progressive and I pay $88 a year. I have 250,000/500,000 for bodily injury liability and $100,000 in property damage.
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It sounds like you have liability only, no comp/collision.
OP has comp/collision.
I am wondering if an increase in golf cart theft is driving up the comp/collision part of the premium. One's record of claims wouldn't likely impact that risk, I'm thinking.
I have comp/collision as well as liability coverage on a 2018 Yamaha and a 2002 Club Car (cash value on both likely less than one 2023 Yamaha), and my premium is considerable less than what OP reports. Mine is through Allstate, but bundled with two home insurance policies, two automobile policies, boats, umbrella, yada yada yada....so I might be overpaying for the apples to get a discount on the oranges.
Comparing insurance costs is like trying to beat a card shark at 3 Card Monte.