Quote:
Originally Posted by Lovey2
While trying to get a quote today we were were told by an insurance agent that we did not need to have Uninsured Motorist coverage. He said that Medicare would cover our medical. Does anyone know if this is true? I did search online and it said yes, that Medicare would cover us for medical, just not for other things UNI would cover...loss of wages, mental anguish, the car itself, etc. We're curious if anyone has dropped their Uninsured Motorist coverages. I never really gave it any thought, just always had it. Thanks...
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I was a claims adjuster and I buy UM coverage it is the only insurance you buy that pays for your loss, your injury, your damages etc. Liability you buy to pay for other people’s damage and injury. I was an adjuster and there are more and more uninsured motorists everyday. With immigration problem there is likely to be uninsured drivers than insured in the near future. If you drive a car, I would advise you to get the coverage..cars aren’t cheap, if you get in an accident with a uninsured driver who will pay for your car, towing, ambulance ride etc.