My husband was hit years ago while on his bike by an uninsured driver who owned nothing but an old truck. After 3 surgeries putting rods in his legs and reconstructing
his hips, my husband walked with a bad limp the rest of his life. We had uninsured motorist coverage, yes they pay even if you are riding a bike or walking. Our attorney sued our insurance company. Our insurance company paid all the medical expenses, over $400,000, he got $480,000 for pain and suffering, he will never be the same physically, and the attorney got $350,000 and that was 21 years ago. I would never go without uninsured motorist coverage anywhere, especially here in Florida. The accident was here. You need a lot more than just your current medical bills covered. You always think you will never need insurance, until you do.
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