Quote:
Originally Posted by JGibson
I just got my renewal from Foremost and they want $78 more on top of the $309 I was paying them for a 2023 Yamaha with no claims filled.
Progressive wants $279 on a 10k/20k plan with comprehensive and $1000 deductible.
Geico won't do insurance on a golf cart unless it registered with the state.
The value of the cart drops significantly in the first year so I don't understand a 75% increase from last year.
Anyone know of any reputable golf cart insurance companies with competitive pricing.
I have an impeccable driving record, great credit and never filed a claim in my life for anything.
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I suspect there is something else at play here. There is much more that goes into your insurance rates than simply the year/make/model of vehicle, and claim history for that policy. Insurance companies also rely on many other factors, and a big one is your credit rating. They also look at your overall claims history (home, auto, etc), not just for the golf cart.
As an example, we have two golf carts...2021 & 2022 Yamahas. Full coverage on both, with $250 deductibles on comp & collision. We are with Progressive. Just renewed in January for another year at $220/yr for both. Last year the premium was $202/yr.
The rates you are being quoted are quite high. Ask why.