I got it because I live in an area where there are a lot of drivers with little to no insurance. This is what my insurance sales rep told me. So I got a rather large uninsured motorist policy. Years later I was in an accident that required two surgeries and I used that policy.
That said, my health insurance paid for the surgeries originally. Then the health insurance required my car insurance policy to pay them back.
Plus, you are right. Your health insurance will cover your car accident.
|