Quote:
Originally Posted by manaboutown
I have had as large an umbrella policy as State Farm would provide me with for over 50 years. I have increased the coverage over time. If one's net worth is sizable as it tends to become with age and/or inheritance it is worthwhile protecting. People having significant net worth can be liability lawsuit targets. Anything can and does happen in liability lawsuits. My policy helps me sleep at night.
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Question. Does your umbrella policy cover things other than your own liability? For example, does it cover an uninsured motorist claim that you have made against your own auto insurance company for a hit and run accident where you were injured by an uninsured driver, but no one is suing you?