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Originally Posted by Gatorfan1
Incorrect. Health insurance is the last coverage to response after all other coverage is exhausted. Also, you can buy um limits to equal your Bodily Injury or lower limits.
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I spoke with two "agents" at State Farm, who didn't seem to know much of anything about UM insurance. They just sell the product and get a commission. But, whether health insurance is paid first or last, it is still redundant with UM. I don't want to deal with my auto insurance company for health care. And, for me, buying $10K worth of any insurance coverage is not worth paying for.