Quote:
Originally Posted by JGibson
LOL it's not my first insurance rodeo but thank you to everyone else for useful information.
Not all policies and protections are the same so just throwing a premium and deductible number out there doesn't tell the whole story of what coverage you actually have.
After speaking to someone who does insurance as a career has informed me rates in TV are slowly increasing for golf carts because of all the DUI's, accidents and carts jacked up to go faster than 20 MPH and so many uninsured carts.
This was bound to happen with such expansion in TV.
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so the someone with a career in insurance states "Slowly increasing" and the title post "Skyrocketing" , that may be where the hyperbole results in certain responses. large percentages on small dollars are still small dollars.
I agree witheverything in the quote above.
However, I am also thinking that its easy for someone who buys car insurances all their life, wants a similar policy size for a golf cart. Am thinking that car weight x speed causes a multiples times larger debris field than a golf cart, so physical damage and liabilities should not have the size of coverage than a car does.
The question is what's a reasonable level of coverage for a golf cart in TV? and what's the price for that. .
which is precisely to your point about what's in the coverage in the premium, totally agree. .
also don't know what the insurance stats collected on golf cart cost and specs have as an influence on the golf cart. Some of us have sh!t boxes, 10 years old, etc, versus a brand new, top end lithium battery, cart. As a data guy, there is golden explanations in that heap of data