Quote:
Originally Posted by retiredguy123
I spoke with two "agents" at State Farm, who didn't seem to know much of anything about UM insurance. They just sell the product and get a commission. But, whether health insurance is paid first or last, it is still redundant with UM. I don't want to deal with my auto insurance company for health care. And, for me, buying $10K worth of any insurance coverage is not worth paying for.
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Were they an actual agent? Agents make more money if they sell you more insurance. Only way you can buy UMBI coverage in the amount of $10K is if you only have liability coverage for 10/20. If you buy more coverage(not very expensive) you can then buy more UMBI coverage.