Quote:
Originally Posted by retiredguy123
If a contractor or service technician comes to my house and performs work, I will pay a 3 percent or so fee to charge the work to a credit card. I do this to lock in the Federal credit card protection in the event that I need to call the company back to correct an error. To me, it is worth the credit card fee for peace of mind, and I also benefit from the credit card cash back policy. If I call them to come back and they blo me off, I can dispute the charge.
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I agree with this! Credit card fees are what they are, and if you want to use a credit card, great! Just pay the bill and move along, nothing to see here. That's what I do as well. In the last two months, I have had two auto renewals which I had wanted to cancel. Both times on the day of the renewal and the card charge, i wrote a quick email to the vendor and they cancelled the card charges and refunded the renewal fee. no problem, without having to go to disputes.
Credit cards are what I do everything with these days, so if someone wants to upcharge me for using it, fine, whatever, they want to keep a cash price advertised, to be as low as possible to get business in, and charge the credit card fee as a payment/exit fee to keep their cash price as advertised. . I can always pay cash if desired.