Boomer, you probably already found and read this.
"Brokers are paid commissions based on the products they sell and are oftentimes incentivized to sell certain products over others. When you purchase a mutual fund with a sales load, part of that additional expense is used by the mutual fund company to pay a commission to the advisor. Additionally, most mutual funds charge a 12b-1 fee as part of their expense ratio collected each year. Part of that fee goes toward paying the broker a trailer commission, so long as the client remains invested in the fund.
In contrast, if your financial advisor is a fee-only, fiduciary advisor, then they do not receive commissions or compensation from outside parties."
Are Financial Advisors Paid by Mutual Funds?.
I still manage my investment portfolio and frankly enjoy it, but dread the day I have to pay an advisor to do so. Probably I will use a fee based one who will direct my trustee. This is the outfit specified in my RLT at this point in time. I am not recommending them. They can manage my commercial property in New Mexico, at least until after my death at which point it can be sold without paying enormous LTCG taxes on it. Much more sophisticated outfits are available in coastal metropolitan areas but this one suits my needs.
https://ziatrust.com