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Thread: Legal Help for roof insurance claim rejection
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Old 03-12-2024, 06:41 PM
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Originally Posted by len84pa View Post
I am currently insured with Farmers, which to my understanding is leaving the Florida area. I had 3 different roofing companies inspect my roof and they all indicated my roof needed replaced because of lifted shingles, creased shingles, loss of "grit" and end tabs broken .

The adjuster from Farmers inspected the roof and indicated that with the exception of a few shingles being creased (20) the roof was in good shape.

I have absolutly no leverage since Farmers is leaving FL and my policy expires in August 2024.

I'm asking for advice, legal help, to appeal the claim rejection with Farmers.
If your roof is under 10 years old, it could be a manufacturers issue. In that case, your roof is still under warranty. Insurance won’t cover it, but the manufacturer will on a prorated basis. You will have to pay part of it and the manufacturer will pay the other. Have a couple of reputable roofing companies give you estimates for total cost. Submit the findings to the manufacturer.