[Sandy and Ed]

Originally Posted by villagetinker

Agree with the above comments, your home insurance does NOT cover normal wear and tear on a roof, so you are out of luck. This is where the whole insurance scam started, homeowners were tricked into signing 'assignment of benefits' forms, and then the "roofing companies" sued the insurance companies to get a new roof. You can start looking for a new insurer and see if they agree with roof being in good shape (with minor repairs), then go with them and pay for the repairs. If none of the insurance companies will cover you, then you will need to replace the roof at your cost.

Amen. Unscrupulous roofing companies rely on greedy homeowners looking for a free ride to perpetrate these insurance scams.