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Originally Posted by len84pa
I am currently insured with Farmers, which to my understanding is leaving the Florida area. I had 3 different roofing companies inspect my roof and they all indicated my roof needed replaced because of lifted shingles, creased shingles, loss of "grit" and end tabs broken .
The adjuster from Farmers inspected the roof and indicated that with the exception of a few shingles being creased (20) the roof was in good shape.
I have absolutly no leverage since Farmers is leaving FL and my policy expires in August 2024.
I'm asking for advice, legal help, to appeal the claim rejection with Farmers.
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My wife and I also had Farmers. Early in 2023 we received notice that they would be dropping us when our policy ended. We shopped several places and did not find any satisfying offers; we were a bit worried.
Suddenly, in comes a letter from Farmers about how we can renew with them. The price was less than what we were finding elsewhere ???
You may do well to call them and speak to a person. Florida insurance companies were quickly floating out to sea, but it appears that the tide has turned and some are coming back. Citizen was absorbing more policies than they probably should have written as most of the state had gone to them. Insurance providers seem to be coming back. I would suggest that you speak with an underwriter from Farmers directly. You may be pleasantly surprised. I hope so for your sake!