We bought the surge protector outright from SECO for $350. Looking back, we could have saved by shopping around. We knew how they worked from Rving days. Definitely get surge protection on your main appliances. Warrantees may require it. If you get hit, usually you just replace a surge protector board for about $100 and you are up and running.
Florida has a lot of lightening storms and these devices protect your large appliances. We have additional surge protectors (high joule) on computers, laser printers, and induction cook surfaces. After you have been here a while and experience the storms, you can get a better feel for the risks in this state.
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