If you require some hand holding, Vanguard has a personal advisor service for 0.3%. They will put you in Vanguard stock and bond products (that is a good thing, BTW). They also have a digital (robo-advisor) service for 0.15%. I have used neither so can't comment on any experiences but you can certainly call them up and see if either is something you might be interested in. I use Vanguard exclusively. Several years ago I spoke with several local investment firms, all with 1% costs, and the only one I would have considered was Ruggie Wealth Management. They were the only one who did not push annuities. I wound up staying with Vanguard and making my own decisions.
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Originally Posted by Bobnfl
Who do you have to manage your money if you do. We have Fidelity and am wondering if it is worth it or is there a better way. Are local investment companies better? What is the normal charge at other companies? I know Fidelity charges over 1%, is that too much. They have started pushing annuities more & more. Which I try to stay away from. Please give me some insight into what other people do.
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