Quote:
Originally Posted by affald
I have an 82 year old friend, spends 7 months in Westchester NY, now has an opportunity to spend 5 months in Florida. He is eligible in NY for Medicaid as well. (Dual Eligible Special Needs Plans (D-SNPs)
He is getting mixed messages from different sales people about which advantage plan would work best in both NY and Florida. The Florida smile associate association does not give any NY advice.
Does anyone have information or can point him to a trusted source of honest info?
Thank you.
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I do have a UHC Advantage plan that is deducted from my Social Security check every month. I do not pay extra for a supplemental plan as I do not have one.
When I travel out of state, all I have to do is call UHC and activate my “passport” that is in my plan & I can see any doctor or hospital in the state I am visiting. You just inform UHC of the dates & states you are going to. I know that this is a Florida plan, but maybe other states have the same plan with a “passport “. And it doesn’t have to be for emergencies only. The doctor just has to be a participant with UHC.
As to Medicare & Medicaid, my father qualified for both. If he had lived long enough, I would have made him a snowbird. He would have lived with me during the winter, and he would have lived with my other siblings in New York during the summer. My dad had outlived his savings & only relied on his Social Security & Pension from month to month as his Rx’s were expensive, besides food, clothing & diapers.
Going to “Shine” is a great idea because I’m sure they can plug in the specialists & primary doctor & all the meds & any health problems. The computer will generate the “best” plans to look into. Be sure that the plan has an affordable “out of pocket maximum. The reason I state that is because my “out of pocket maximum” is only $2400. Because I receive Chemotherapy, once I have paid my $2400, all my future doctors appointments & MRI’s & CT scans & X-rays have no co-pays for the rest of the calendar year.