View Single Post
 
Old 03-31-2024, 07:33 AM
rustyp rustyp is offline
Sage
Join Date: Jan 2009
Posts: 3,011
Thanks: 5,224
Thanked 2,314 Times in 825 Posts
Default

Quote:
Originally Posted by Craig Vernon View Post
Hey Rusty, Assuming the 200 month is an exchange medical. Any opinion on the quality of coverage or availability of doctors on these plans?
In my case the coverage from the ACA exchange was better than my employers plan. Don't quote me but I believe you must get the insurance from your state of residence. Google ACA and your state and you should be able to find the plans offered and a financial calculator. You can't make that big of a mistake:

1 if you compare your employer plan to the exchange plan you pick
2 You still have a clean slate to pick at age 65

Given you haven't moved to TV yet my assumption is you are not a Florida resident. You must get insurance from your state of residence. Once you become a FL resident you will be able to switch plans. Your biggest decision right now will be are you willing to give up the employer insurance. There is usually a clause if you leave you cannot go back. This becomes important if your employer plan is providing you a supplemental for life once you hit 65.