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Originally Posted by Craig Vernon
Hey Rusty, Assuming the 200 month is an exchange medical. Any opinion on the quality of coverage or availability of doctors on these plans?
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In my case the coverage from the ACA exchange was better than my employers plan. Don't quote me but I believe you must get the insurance from your state of residence. Google ACA and your state and you should be able to find the plans offered and a financial calculator. You can't make that big of a mistake:
1 if you compare your employer plan to the exchange plan you pick
2 You still have a clean slate to pick at age 65
Given you haven't moved to TV yet my assumption is you are not a Florida resident. You must get insurance from your state of residence. Once you become a FL resident you will be able to switch plans. Your biggest decision right now will be are you willing to give up the employer insurance. There is usually a clause if you leave you cannot go back. This becomes important if your employer plan is providing you a supplemental for life once you hit 65.