Quote:
Originally Posted by PoolBrews
The only kicker here is that if your employer offers you a plan, you don't qualify for ACA. That question is asked during the initial sign up. If you have an available retirement health plan available from your employer, you are automatically disqualified from ACA.
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You are not automatically denied if you are offered a plan from employer. I am retired and my employer plan requires I pay the premiums in retirement with no employer subsidies. If the plan meets high cost to income ratio, you qualify for the reduced premiums of the exchange. I have Blue Cross and employee premiums were 800 so I qualified and premiums are about 450 with credits.