Talk of The Villages Florida - View Single Post - Health Care in retirement before age 65....Exchanges or Private.
View Single Post
 
Old 04-01-2024, 06:03 AM
Kjbatl Kjbatl is offline
Member
Join Date: Jun 2019
Posts: 48
Thanks: 0
Thanked 25 Times in 21 Posts
Default Incorrect info

Quote:
Originally Posted by PoolBrews View Post
The only kicker here is that if your employer offers you a plan, you don't qualify for ACA. That question is asked during the initial sign up. If you have an available retirement health plan available from your employer, you are automatically disqualified from ACA.
You are not automatically denied if you are offered a plan from employer. I am retired and my employer plan requires I pay the premiums in retirement with no employer subsidies. If the plan meets high cost to income ratio, you qualify for the reduced premiums of the exchange. I have Blue Cross and employee premiums were 800 so I qualified and premiums are about 450 with credits.