Quote:
Originally Posted by Kjbatl
You are not automatically denied if you are offered a plan from employer. I am retired and my employer plan requires I pay the premiums in retirement with no employer subsidies. If the plan meets high cost to income ratio, you qualify for the reduced premiums of the exchange. I have Blue Cross and employee premiums were 800 so I qualified and premiums are about 450 with credits.
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The exchangers would "probably" never find out if you were offered a company plan. In my case I received a lump sum for health care premiums that expired when I reached 65. The only issue with it was that I was not allowed to receive a subsidy in order to use the credits.