I have to kindly disagree. I have Florida Blue select and every one of my MD's are on it. It is a local plan which can also be used at shands. My cobra from UF health was $925/month. Got gold plan for $450. Being in healthcare for 40yrs i don't go cheap on healthcare. Medical bills can bankrupt you in a hurry. Also realize if you have a spouse, their income also counts. So you have to figure that in when you do your calculations.
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Originally Posted by SusanStCatherine
Most people I know keep their employer plans and often keep them into their Medicare supplement plans. We did not have an employer plan available to us, so we use the ACA Healthcare exchange where you cannot be denied coverage. We are full-time Florida residents so we use Healthcare.gov site. It's the only place you can get an ACA plan and be considered for subsidies. If you are another state's resident, it may be different and the plans may not be accepted around here. We selected one of the least expensive Florida Blue Select Bronze plans. The premium per person on this plan for ages in the The low sixties is approx $900 per month per person. There is very little choice besides Florida Blue - there is Ambetter and there might be another plan like Kaiser strict HMO.
I have found that the Florida Blue Select plan is not accepted around here. I have not found one place that accepts it. It apparently pays providers less than other Florida Blue plans. But we are pretty healthy and self pay for our office visits since our deductible is extremely high like $6K. It helps a little with Rx and bloodwork.
Changes occur regularly like income limits, subsidies, etc so be careful.
Good luck!
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