Quote:
Originally Posted by Maker
The big problem is these devices make mistakes that ding your rating. Then your rate goes up (a lot).
Things like...
Excessive speed in a school zone, such as 40 in a 20; but the school zone is not in effect at that time.
Hard braking; but you avoided an accident as a result = reckless bad behavior.
Speeding in a round about; but you are not in a roundabout you are in the bypass.
Going over 75 at any time.
You have no control over how a valet or mechanic is driving your car.
Following the direction of police at an emergency scene, or at road construction with alternating traffic in a single lane, thus driving the wrong way on a one way. [At a hazardous waste drop off, was directed the wrong way and the car alarmed loudly about that]
Roads change over time (speed limits, lanes, construction, one ways become two ways), and maps take a while to update; so every time you are doing the new "right thing" you are being flagged for dangerous driving.
Stopping on a limited access highway; even if there is an accident or heavy traffic.
Driving off road because the map doesn't have your new development's roads yet.
Surely none of these happen here LOL
|
Some good points here not to get one.
To hi-jacket my own post here a little, yesterday I sat down with my insurance people and to figure out ways to lower my premiums, (I drive a 9 yr old Highlander.)
The lady behind the desk said all those new safety features that come with
new cars, there's a big insurance discount on them.
I said well, if there's a accident with all the sensors, relay switches etc. that need to be adjusted, plus the body work, your discount just went out the window because
your insurance has to pay.
Everything went silent.