Talk of The Villages Florida - View Single Post - Money market/savings interest rates
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Old 04-08-2024, 06:53 PM
MightyDog MightyDog is offline
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Quote:
Originally Posted by retiredguy123 View Post
Forget about banks and credit unions for savings accounts. Open a Vanguard Cash Reserves Federal Money Market account. The current yield is 5.28 percent. Fidelity has a similar fund that yields 4.98 percent. You can even get checks if you want. I never rely on banks for income.
Yep, Fidelity has a fund called: Fidelity Money Market Fund Premium Class - symbol FZDXX.
It continuously pays approx. 20 basis point higher than their standard MM fund. Most recent 7 day yield was 5.14%.

Buy-in is 100K for regular acct and 10K for IRA type acct. They have an office in TV.